Getting married? here’s some advice on handling joint finances

More than a year ago, I got married. It’s fun and challenging and rewarding. I’ve learned a ton — even before the big day. One of the great challenges of any marriage is how two people merge their finances.

I wanted to share some of what I’ve learned over the last two years.

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A few things I learned at a ‘Personal Finance Day’

The act of learning something I can use has maybe always been one of my favorite acts (that’s why I used to collect extra printouts from school printers). And the mysteries and vagaries of finance have perhaps intimidated me more than most — particularly as a business reporter.

It’s a system that benefits from its complication, making it easier to separate us from money. So I try to take as many opportunities as I can to learn and share to pick up and trade tips on personal finance. As a middle class kid, I had the privilege of being introduced to basic banking from an early age but the more complex instruments were ones I discovered as I pursued greater understanding through high school and college.

I’ve continued that learning and want to share some recent lessons here.

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Here’s the final math on my middle class $100k college education

I have now fully paid the $100,000 that my college experience from Temple University cost. Here I share the breakdown of some more specifics on what those costs include and how I paid them.

This month, six years after graduating from Temple, I will put $1,800 to close out the last of my student loans. As many of my peers, who attended ‘out-of-state’ universities and are from, relatively speaking, privileged, middle class families will tell you, I accelerated this process considerably. I don’t like debt, so each year since 2010 when I was able to do so, I paid more than I was required to in order to speed the process of getting debt free.

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